Apr 152021

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 Posted by at 11:31 pm
Apr 152021

A revolving line of credit refers to a type of loan offered by a financial institution. Borrowers pay the debts like the others. However, with a revolving line of credit, once the debt is repaid, the user can borrow again up to their credit limit, without having to go through a new credit approval process. So what is the difference between a revolving credit and a regular credit? What is at stake for real estate credit lines? And how do you stay out of the credit crisis? In the next section, we will distinguish between revolving credit and credit. What are the differences between an unsecured commercial credit and an unsecured long-term credit? Both products are not secure, i.e.: You do not need to provide guarantees. However, unlike an unsecured line of credit, an unsecured long-term loan will provide you with working capital in a lump sum. You then have a set time frame (the term) in which you can pay it, usually in pre-defined steps. How can I access my credit line after I have been cleared? If approved, you have easy access to credit with the VISA card ® made available with your account or you can transfer money directly from the online bank to your current account. There are three common examples of revolving lines of credit: when a lender issues a revolving credit account, it assigns a certain credit limit to the borrower. This limit is based on the customer`s credit score, income and credit history.

Once the account is opened, the borrower can use and reuse the account at his sole discretion. Therefore, the account remains open until either the lender or the borrower decides to close it. Renewable loans can be either secured or unsecured lines of credit. Secured revolving lines of credit, also known as asset-based lines of credit, require borrowers to have some kind of guarantee to act against their credit. This helps minimize the lender`s exposure to risk. If the borrower is late for repayment, the lender has the right to take steps to seize its assets in order to recover the debts. Revolving funds are a type of credit that can be used repeatedly up to a certain limit, as long as the account is open and payments are made in a timely manner. For revolving loans, the amount of credit available, the balance and the minimum payment can go up and down depending on purchases and payments. Unsecured revolving lines of credit do not require the borrower to offer guarantees as such to secure their agreement, but they may be asked to sign a personal guarantee.

 Posted by at 9:29 pm
Apr 152021

The unknown agency could be imitated by using an agent and creating privity or using a reseller, but since the agency was developed by the common law long before the privity issues were detected, it is assumed that this is why an undisclosed agency exists. A trader would also put the “principle” at greater risk. When an agent enters into a contract for the client that conceals the fact that he is an agent, the contracting power may benefit from all the benefits of the contract by the other party, provided that the client is not prejudiced. However, a third party is not liable to an unmentioned client if the specific terms of the contract exclude liability to an undisclosed client or the relevant adjudicating entity. In an unrelated agency, an agent acts with a third party who does not know that the agent is acting on behalf of a client. The undisclosed agency does not prevent the third party from filing an appeal with the client or the agent. There is often an unspoken agency relationship with the third party, although the agent is legally required to represent the consideration for the transaction. However, in many countries, licensed agents are required to formally disclose the Agency`s relationships. Responsibility of an unmentioned client and representative is an alternative responsibility. This means that the third party can only make the client or agent responsible, not the two together. Financing leases under a main contract and agency contract (“AP”) is a common financing technique for the supply of commercial equipment in all states of Australia. This makes sense if the contract is real estate owned by undisclosed assets, such as the sale of a single asset.

B.dem for example. Here, the agent has no right to deal with this asset, except as an agent – nemo dat quod non habet – so that the contract is reasonable for an innocent buyer, the law must recognize an agency. Similarly, an agent is liable if he does not disclose the agency and the identity of the client during the contracting work. In this case, the agent is subject to all contractual debts, as if the representative were the principal interested. The legal effect of a P-A sometimes seems ambiguous, as commercial practice often gives the word “agent” a different meaning from what the law considers an “agent.” An agent/broker or agent/seller gets the flexibility to create and maintain the customer relationship according to the doctrine of the undisclosed principle. The client may, because of his financing of the agreement, assume all the rights against the client, but from the client`s point of view, because of his business relationship with the contract representative. The non-target agency will be treated as an unquoted agency because a third party cannot exercise any rights against an unidentified person, according to The Frost Express [1996]; Some have argued that this rule should be replaced by an agent`s obligation to disclose the identity of his anonymous adjudicating entity within a reasonable time after notification of the proceedings. “Commission Agency” is generally not considered to be a kind of agency, since the agent acts in his own name and retains all profits made as a trader, but also makes commitments to the goods he sells. In other words, the unmentioned client still has the right to intervene and assume his or her own rights and obligations arising from the contract with the client. The fact that the underlying contract was entered into without indicating the existence or authority of the client is negligible. The agency`s concepts disclosed and undisclosed have already been briefly mentioned. The undisclosed agency is the usual type of agency where a third party knows that they are working through an agent.

 Posted by at 4:50 pm
Apr 152021

Under Canadian law, you do not need your spouse`s consent to obtain a divorce. If you ask your spouse to sign the divorce papers, the process will probably be easier, but if that`s not possible, here are some options. What happens if my spouse refuses to sign the separation contract? There is no law that requires a couple to sign a separation contract. If your spouse agrees to participate, you may want to consider employing a certified family law officer to help you negotiate an agreement that the husband and wife would be willing to sign. If you still disagree, you must seek relief from the justice system. In order to obtain discharge from the court, you should bring an action in the district court of the county where you or your spouse resides. Of course, that does not mean that it is easy or that we agree on how to proceed from the start. We don`t often do that. In some cases, we must first file for a controversial divorce before moving on to an uncontested divorce. If your husband says he will not sign an agreement, you may not want to waste your time and money to first design a separation contract.

You and your lawyer may choose to file for divorce first, in the hope of negotiating a separation agreement later, if they decide to cooperate. Each case is unique, so it`s definitely a good idea to talk with a lawyer to one to come up with a plan to advance your case. You may decide to take a sting on a chord, anyway first, especially if you think its being is an inactive threat. However, if you think he will completely refuse to sign an agreement, you can file for divorce first. The following information on separation agreements is in relation to current requirements. However, we are aware that the Divorce, Dissolution and Separation Act currently passes through Parliament The court may amend the provisions of the separation agreement if it is clear that: an undisputed divorce is when one spouse applies for divorce and the other spouse does not respond within the response time. At the end of the period, the spouse who has applied for divorce can apply for the court award, the other spouse having had the opportunity to object, and that was not the case. The court then assumes that the other spouse either agrees with the divorce or has no opinion. Divorce/dissolution proceedings can be lengthy and lengthy, but a separation agreement can be reached quickly.

The legal process can also be adversarial and lead to disagreements between you and your partner, which can make the divorce/dissolution process even more difficult. You do not have to file your separation agreement with the court. But if you do, you can file in BC Provincial (Family) Court or BC Supreme Court. Past agreements, which contain conditions relating to parenthood and assistance, can be applied as if they were court decisions. If your husband is suddenly on the other side of the table of you, what does this mean for your future? It`s scary, and there`s a lot of uncertainty you have to do before you can officially start moving your case forward. Of course, there is probably also uncertainty on his side. Not that I am interested in the point of view of the man, because I have made my career representing women only in divorce and custody cases, but it is often interesting and obvious to see things from the other side. That is not to say that you have to agree with the other party, but in my opinion, it seems that people are too likely to see things from the other side`s point of view — which can be very reductive.

 Posted by at 6:09 am
Apr 142021

Note that only statutory or statutory deductions can be deducted from the above list without the prior written consent of a staff member. It is generally recommended that employers obtain permission to deduct these expenses at the time of recruitment, as well as the completion of all other statutory documents. It is important that the authorization agreement is not too broad, but that it nevertheless adequately covers the likely deductions that the employer may have to make on the worker`s wages. Good: Always get approval, make sure you get below the minimum wage as mentioned above, and check that deductions for multiple trims do not exceed the legal limit. Without the employee`s written authorization, the Texas Pay Day Act allows an employer to deduct deductions only if they are court-ordered (family allowances) or authorized by state law or the Federal Income Tax Act. All other deductions must be made in writing and signed by the staff member. When an employer uses a manual, policy manual or similar document instead of a separate handwriting, confirmation of receipt of company guidelines signed by the worker may be allowed to retain wages if the confirmation meets the consent requirements mentioned above. The signed acknowledgment must also contain a language indicating that the employee agrees to comply with or be linked to the deduction authorization. TX Administrator Code 40.20.821.28 – Voluntary wage allocations: employers have the right to deduct an employee`s wages and take them below the minimum wage for payments to programs such as employer health, dental, disability and life insurance.

The FLSA covers deductions that can legitimately bring a worker`s salary below the minimum wage. In some circumstances, the following points may lead to employees` wages falling below the minimum wage: My record has been brief: Bob`s Bowling Balls has a policy that ensures that all employees are responsible for bottlenecks in their register at the end of each position. Bob thinks that the employees who arrive have had to steal the money, and that`s the best way to keep them honest.

 Posted by at 9:01 pm
Apr 142021

The employment requirement is considered appropriate because it is necessary to protect the interests of the employer. However, the restrictions placed on the worker in the contract should be “reasonable” and “necessary” to protect the employer`s interests, or the validity of the obligations is under consideration. The implementation of the employment obligation cannot compel the worker to work for an employer. In the event of a worker`s default, the employer`s only recourse is to obtain a reasonable amount of compensation. Although Section 27 of the Act clearly states that any non-competition agreement is null and clear and does not engage the contracting parties, several decisions stipulate that a negative clause would not be considered reluctant to trade in an agreement to promote trade. A company strives to protect its activities, to protect its confidential information and the sensitive business knowledge provided to it. When an employee stops and a competing company starts in the same field as the company, he can translate to the employee who uses the company`s knowledge to obstruct the business. Therefore, it is customary for companies to include in the employment contract a non-competition clause with their employees in order to guarantee the protection of their companies. However, just because an offence is proven, the court would award the employer the full amount of damage under the contract.

Thus, the Tribunal took into account the effective loss of the employer in the Sicpa India Limited case against Shri Manas Pratim Deb. Unlike the 2.00,000 compensation of the rule, the court awarded damages amounting to 22,532 UK. In this case, the employee resigned from his job after two years instead of three on behalf of the loan. The above analysis shows that the restrictions imposed during the period for which the worker is willing to serve are generally not akin to a trade restriction. This implies a reservation that alliances are not one-sided, do not impose unreasonable chains and are not oppressive. However, post-termination restrictions would be considered invalid and would be contrary to Section 27 of the Indian Contracts Act, 1872. In addition, in calculating the damages of liquidation awarded in the event of non-compliance with a employment loan, the Tribunal would take due account of the above guidelines and would have little chance of granting some performance of the contract. In addition, the links would also be valid for the trainees if the employer proves that he suffered a violation of the law as a result of the break of the loan by the trainee. Companies often invest a lot of time and money in training their employees to gain a competitive advantage. Regardless of this, the rate of wear remains significant.

 Posted by at 8:10 am
Apr 132021

Unemployment taxation rules for workers with multiple states determine the public unemployment tax funds in which employers rate for a worker. The New Hire Registry is a tool used by the Maryland State Department of Labor to protect against overpayments and unemployment insurance fraud. The employer`s participation in this program is mandatory and contributes to the protection of the Maryland IU Trust Fund from individuals who continue to apply for employment. According to the Ministry of Labour, job seekers must also: whenever unemployment insurance laws in other states provide for the inclusion of the payment of out-of-state wages in the salaries provided for in the ORS 657.095 (Payroll) (2), can the director of the Ministry of Labour enter into agreements with those who are empowered to manage the unemployment insurance laws of those other states to know what is dumping? SUTA is an acronym for the State Unemployment Tax Act, and “dumping” refers to the illegal activities of an employer paying at a lower tax rate for unemployment insurance than should be attributed. Instead of paying unemployment insurance taxes at a rate based on its own experience of layoffs and payslips, an employer tries to avoid a higher rate that would otherwise be based on experience. These are most often merger, acquisition or restructuring programs, particularly those involving the transfer of labour/workstations from one company to another. Maryland`s Employment Insurance Division has invested in new computer software to detect SUTA dumping, and Maryland`s legislature has passed a law change to punish an employer who knowingly detains an employer or provides false information about the transfer of labour/pay slips from one company to another. Sanctions include a higher tax rate for unemployment insurance, fines and even prison sentences. The best way to avoid being caught in SUTA dumping is to voluntarily notify the unemployment insurance department when staff/pay slips are transferred from one company to another and to provide information to the department on request without difficulty. There are four “tests” that allow employers to determine the state for which a worker is insured for unemployment purposes (also known as the national SUTA tax): you must declare your payroll and pay taxes on unemployment insurance four times a year. You have one month to file reports and pay tax. You must file in time for: States with reciprocity agreements are, however, an exception to the general rule.

Reciprocity agreements generally require an employer to record the worker`s income tax and transfer it to the worker`s state of residence, even if all the work done by the worker is in the opposite position. However, when a worker earns wages in a place of activity outside his or her state of residence and there is no reciprocity agreement, the employer should normally stick to the state where the worker`s services were provided and where wages were earned.

 Posted by at 11:28 pm
Apr 132021

After India`s independence, the recruitment of Gurkha soldiers was organized as part of the 1947 tripartite agreement between Nepal, India and Great Britain. The agreement also paved the way for the distribution between India and Great Britain of existing Gurkha brigades serving in British India. Thus, the 2nd, 6th, 7th and 10th Gurkha rifles were part of the British Army after India`s independence, the rest being retained by independent India. The tripartite pact between Nepal, India and Great Britain ensures that all benefits, allowances, institutions and pension schemes of Nepalis serving in the British and Indian armies will be equivalent to those of British and Indian citizens. However, Gurkha veterans have long argued that Britain has discriminatory remuneration policies. The tripartite agreement between the United Kingdom, India and Nepal was a treaty signed in 1947 on the rights of gurkhas recruited into the military service of the United Kingdom and India. [1] This agreement does not apply to gurkhas employed by the Nepalese army. As part of the agreement, 4 Gurkha regiments of the British Army were transferred to the British Army and 6 joined the Indian Army. [2] From 2020, India has 39 Gorkha battalions serving in 7 Gorkha regiments.

[2] Those who were transferred to the British Army were sent to other remaining British colonies. In Malaya and Singapore, their presence was necessary in the Malaysian state of emergency and they had to replace the Sikh unit in Singapore, which was returning to the Indian army to gain Indian independence. These units of Malaya (Malaysia and Brunei) and Singapore, after the independence of these British colonies, are still part of the armed forces of Brunei and Singapore. The agreement applies to the 3,500 Gurkhas who serve in the British Army and to nearly 40,000 Gurkhas in the Indian Army. It does not apply to the Gurkhas of the Nepalese Army. Last year, in December, Nepal said it wanted to review a military agreement allowing its citizens to be linked to the British army. Gyawali said the Nepalese government should also be part of the recruitment process, adding that the agreement should also take into account other issues such as pensions and other benefits, as they are not on an equal footing with their British counterparts. The agreements reached in the documents signed by the heads of the three delegations contain a number of details on which, after agreement in principle, further negotiations are needed to reach a final settlement. In addition, a referendum must be held in accordance with agreements between the three governments to determine the wishes of the men of eight regular Battalions of Gurkha rifles and their regime centres, who will be offered transfer to the service of the British Army. In these circumstances, the three governments agree that the publication of the texts of the documents until a final settlement includes not only the points already agreed in Kathmandu, but also the details still under negotiation, and until the outcome of the referendum is known, the publication of the texts of the documents would be premature and could be misleading.

It is significant to mention here that earlier this year Nepal proposed to the United Kingdom to review and replace with a bilateral agreement a 73-year tripartite agreement with India and Great Britain on the recruitment and sending of Gurkha soldiers, as well as their benefits and facilities.

 Posted by at 3:39 pm
Apr 132021

So what if time is crucial and you don`t comply? The consequences vary – go to your contracts or related supplements to get answers to these questions, as they are often defined as part of the contract (. B for example, if paragraph 6.C. (1) is used to obtain a survey and a T-47 and are not delivered on time, the buyer has the right to order a new one at the seller`s expense). If the answers are not clearly explained, you should seek the advice of a lawyer before proceeding in order to fully understand the legal consequences and consequences of your contract assignment. The term “time is essential” is often found in real estate contracts. Simply defined, it is a legal term that serves to remind all parties to a contract that time is running out. It is legally defined as a clause in a contract stipulating that the successful performance of one party is required within a specified period of time to require the performance of the other party. The inability to complete the service in a timely manner leads to an offence. A party in a real estate contract can send a time is from the essential letter to the other party as a legal indication. As a general rule, the letter is sent after the expiry of the provisional deadline specified in the contract. It sets the time, date and place of the agreement and states that non-compliance with the application is an offence.

Nevertheless, a period of the gas clause, which is too broad, can be considered a punitive clause that renders it unenforceable in court. It is therefore important to isolate the tasks of the contract that are particularly important for the conclusion of the service as a whole and to indicate that the clause applies in particular to those tasks. The purchase and sale agreement has been amended to provide that $90,000 of the purchase price is held in trust for 90 days. If the seller has obtained a pledge within 90 days, the amount withheld will be released to the seller on the 90th day. On the other hand, if the seller does not receive the release of the pledge within 90 days, the total of 90,000 $US Hold-back would be released to the buyer.

 Posted by at 10:01 am
Apr 132021

In 1999, the Nile rim states, with the exception of Eritrea, signed the Nile Basin Initiative (NIL) to improve cooperation in the development of “common water resources in the Nile Basin.” Under the aegis of the NBI, the neighbouring countries have begun to develop what they see as a permanent legal and institutional framework for the management of the Nile basin. The Framework Cooperation Agreement (CFA), as the agreement is known, officially introduced the concept of equitable water allocation into discussions on Nile governance, as well as a complex concept called “water security.” The CFA was ready to be signed as of May 10, 2010; Burundi, Ethiopia, Kenya, Rwanda, Tanzania and Uganda have signed the agreement; Ethiopian parliament has ratified it. However, in arguing that their “acquired rights” in the waters of the Nile would not be protected, Egypt and Sudan immediately announced their intention not to sign the agreement because they opposed the text of Article 14, point b): “The States of the Nile Basin therefore accept, in a spirit of cooperation: … b) not to significantly affect the water safety of another Nile Basin state.” They then proposed an alternative formulation to Article 14, point b): “The States of the Nile Basin therefore accept, in a spirit of cooperation: . . . . . (b) not to significantly harm the safety of water and the current uses and rights of another Nile Basin state,” this formulation was rejected by the upstream riparian states, which assert that “current rights and rights” would anchor the concept of prerogatives, including those created by the Nile water agreements , and have effectively maintained the injustice and injustice that have characterized the allocation and use of water in the Nile basin since the 1920s.

In 1959, Egypt and an independent Sudan signed a bilateral agreement that effectively strengthened the provisions of the 1929 Anglo-Egyptian Treaty. The 1959 agreement increased water allocations for both Egypt and Sudan – Egypt`s water allocation increased from 48 billion cubic meters to 55.5 billion cubic meters and Sudan`s from 4 billion cubic meters to 18.5 billion cubic meters, bringing 10 billion cubic meters to infiltration and evaporation. Finally, the agreement provided that if the average water yield increased, the increase in yields would be evenly distributed between the two downstream riparian countries (for example). Egypt and Sudan). The 1959 agreement, like the Anglo-Egyptian Treaty of 1929, does not take into account the water needs of other riparian countries, including Ethiopia, whose highlands provide more than 80 per cent of the water flowing into the Nile. The threat of violence continued. But a security mentality will not guarantee Egypt its past share of the waters. The first agreement was reached between Great Britain as a colonial power in East Africa and Egypt.

Cairo has been favoured over other riparian countries as an important agricultural asset.

 Posted by at 6:05 am